Happy Valentine's Day everyone! Rather than sending flowers or chocolate, Experian has decided to send Joe Public as nice big slap in the face! In its infinite wisdom, Experian has decided to pull out of its agreement with Fair Isaac and will no long allow them to sell FICO scores to consumers. Lenders will still be able to get FICO scores based on Experian data, but consumers will not, putting us at a big disadvantage.
So, if you want to check your FICO score based on Experian data, I'm afraid that your chance has gone. If you want to apply for credit from a lender that uses Experian’s data to determine credit worthiness you will not be able to check your score before you apply. This decision came into effect today, sorry.